Thursday, April 16, 2009

Latest Rant: Match.com and Bank of America (sigh) I Give Up

In one fail swoop I've given up on Bank of America and Match.com.

"Why?" you might ask.

Well #1: Match.com plain sucks. Where have the days of old gone when a guy could simply approach a girl, say in the grocery store? Whatever happened to chance-meeting-at-the-banana-table approach?

No, with social networking being the new rage Match.com taking over. On the plus side, a young man who's into "taking care of his health," should have no problems scoring a cougar for himself, and quite a raging one at that. But I digress.

#2. Bank of America, a money-sucking vampire, responsible for much of the economic mess we're in, did not refund me a $35.00 Fee for an overdraft. You see it's a long story, or not. Basically I messed up with my Match.com account. I accidentally had the payment flow out of my unfunded B of A account. BOOM overdraft! BOOM a $35.00 fee. THIS IS AN ACCOUNT I BARELY USE!!! But because fee-making is big source of the bank's income reporting to shareholders, this greedy institution chose the Wall Street money train and screwed me. As of 12:41 pm today, I no longer bank at Bank of America.

WORD to the Wise

1. Screw Bank of America and it's like. We're getting screwed by these financial institutions. They're all being bailed out by us and then they have no room for consideration when we make a small oversight. (By the way, B of A is raising its interest rates and transfer fees for credit card accounts holders, even for customers with good payment histories. What a nice way to thank consumers/taxpayers for our TARP money used to afford the Merrill-Lynch acquisition) Why should we have to pay more money for this bank's irresponsible decisions than TARP? This leads to my next point.

2. Community Banking First - Move your money to smaller community banks and credit unions that do a better job treating it's customers as stakeholders.

3. And instead of waiting for match to come through, get off the comp for gosh sake and GET OUT and do something with your life!!!! I love the internet just like everyone. But there's plenty of meaningful good work that's just waiting for your help. So find your calling and dive in and maybe, just maybe that cutie you've been fawning over on Match will end up by your side, working to make the world a better place. Well…that’s probably not going to happen… but some of the world’s greatest hook ups came to be because people just like you found the courage and conviction to save everything from whales to “lost souls for our Lord and Savior Jesus Christ.”

So choose your cause and wait for the romance to bloom, or not. In fact, about the romance, that’s probably not going to bloom at all. More likely, you’ll end up with some good friends, which is still cool. You see when devil-may-care mindsets combine with alcohol, who knows what will happen? Let's just say drinking is probably the number one outlier to friends-with-benefits. It’s just the nature of things, no planning, no manipulation. All you have to do is find the right people to get drunk with. Isn't this why we volunteer to save something in the first place. Here's how it works: After an episode of progress towards meaningful work, people of said shared meaning congregate, usually at a bar of some sort. And... HELLO McFly…bars sell alcohol. And remember where group drinking leads. So strap on those beer goggles, have at it, and save that internet-dating subscription fee. Instead use your time to make the world a better place. In the end the results will be the same.

There. I’ve made my case, at least I think I have.